Terms & Conditions
EZWill.co.uk is providing this site on an "as is" basis and makes no representations or warranties of any kind with respect to this site or its contents and disclaims all such representations and warranties. In addition, EZWill.co.uk makes no representations or warranties about the accuracy, completeness, or suitability for any purpose of the information and related graphics published in this site. The information contained in this site may contain technical inaccuracies or typographical errors. All liability of EZWill.co.uk howsoever arising from any such inaccuracies or errors is expressly excluded to the fullest extent permitted by law. This disclaimer does not affect the consumer’s statutory rights in any way.
Neither EZWill.co.uk nor any of its partners, employees or agents will be liable for damages arising out of or in connection with the use of this site. This is a comprehensive limitation of liability that applies to all damages of any kind, including compensatory, direct, indirect or consequential damages (unless reasonably supposed to be as a direct result of inadequate consideration of or incorrect communication regarding product specifications or usage), loss of data, income or profit, loss of or damage to property and third party claims, save that nothing shall exclude or restrict liability for death or personal injury resulting from the negligence of EZWill.co.uk, its partners, employees or agents.
EZWill.co.uk reserves the right at any time to revise its prices or the details given on this site without notice.
EZWill.co.uk uses PayPal that implements secure technology to protect your credit card information and assist your shopping experience. However, any losses incurred or sustained by customers who transmit information by means of email or other Internet links shall be borne solely and exclusively by that customer and in no event shall any such losses in whole or in part be borne by EZWill.co.uk. When using a public computer, you must sign out when you have finished shopping. If you discover that goods have been ordered using your credit card by someone not authorised to do so, EZWill.co.uk will refund to you the money it receives provided that: (a) you inform your credit card company and EZWill.co.uk of the unauthorised purchase as soon as you discover it; and (b) you co-operate with your credit card company, EZWill.co.uk and, if necessary, the police in relation to the unauthorised use.
All design, text, graphics and the selection or arrangement thereof are the copyright of EZWill.co.uk. Permission is granted to electronically copy and print in hard copy portions of this site for the sole purpose of placing an order with EZWill.co.uk or using this site as a shopping resource. Any other use of materials on this site (including reproduction for purposes other than those noted above and alteration, modification, distribution, or republication) without the prior written permission of EZWill.co.uk is strictly prohibited
All trade marks, product names and company names or logos cited herein are the property of EZWill.co.uk or their respective owners. No permission is given by EZWill.co.uk in respect of the use of any such trade marks, product names, company names, logos or titles and such use may constitute an infringement of the holder's rights.
These Terms and Conditions govern the supply of goods and/or services sold by EZWill.co.uk ("we" and "us") to the customer named on the order form provided on the Ezwill website, in a Sever Your Tenancy leaflet or via telephone or point of sale agreement ("you"). Our acceptance of your order by delivery of the goods constitutes a legally binding contract between us on these terms and conditions.
The price payable for the goods and/or you order is as set out on our web site at the time you place your order. 2 We must receive payment for the whole of the price of the goods and/or services you order, and any applicable charges for carriage and insurance, before your order can be accepted unless we have agreed otherwise in advance in writing.
You may cancel your order by giving us notice of cancellation within 24 hours of the date of collection or delivery. Such notice must be given by emailing to the address set out on the order form. 2 If appropriate, a full refund will be made within 30 days of cancellation.
If you have notified us of a problem with the goods and/or services, we will refund to you the amount paid by you for the goods and/or services in question. We will not be liable to you for any loss of profits, administrative inconvenience, disappointment, indirect or consequential loss or damage arising out of any problem in relation to the goods and/or services and we shall have no liability to pay any money to you by way of compensation other than any refund we make under these conditions. This does not affect your statutory rights as a consumer, nor is it intended to exclude our liability to you for fraudulent misrepresentation or for death or personal injury resulting from our negligence.
We may suspend further supply or delivery, stop any goods and/or services in progress or terminate our contract by notice in writing to you if you are in breach of an obligation hereunder or you become unable to pay your debts when they fall due or proceedings are commenced by or against you alleging bankruptcy or insolvency. Upon termination, your indebtedness to us becomes immediately due and payable and we shall be under no further obligation to supply goods to you.
We shall have no liability to you for any failure or delay in supply or delivery or for any damage or defect to goods and/or services supplied or delivered hereunder that is caused by any event or circumstance beyond our reasonable control (including, without limitation, strikes, lockouts and other industrial disputes).
We may also want to provide you with related information from third parties, which we think, may be of interest to you. If you would rather not receive this information, please send e-mail entitled "NO RELATED INFORMATION" to email@example.com If, at any time, you wish to have your information removed from our active databases, please send an e-mail entitled "REMOVE FROM DATABASE" to firstname.lastname@example.org
Where land or property is held by more than one person as ownership in common, the share of each owner in common passes on his death under his will.
Each owner in common is free to leave his beneficial interest (his share) to whoever he wants, however this can cause problems for the survivor particularly in the case of the matrimonial home.
The surviving spouse (or partner) could be forced to sell the property to settle the gift entitlement to the beneficiary. A simple solution to this is to give the survivor a “life interest” in the property, enabling them to reside in the house as long as they live. It is only when the survivor dies the beneficiary can benefit from the gift.
To sever a joint ownership to ownership in common requires only that one party notify the other as to their intention, the other party signs in Agreement.
Both parties sign a notice of severance of joint tenancy, in effect notifying each other of the intention to sever the existing ownership agreement.
Where the property is subject to a mortgage or other loan, the mortgagee or lender should be notified, and the severance registered on the deeds through the local land registry office.
Your will writer will be able to advise you further on the action that you need to be taking, and many will undertake to complete the entire procedure on your behalf as part of their service.
Property passes to survivor regardless of instructions in the will.
Property will pass irrespective of survivorship period.
Poor use of nil rate inheritance tax allowance.
Tenants In Common
Can help to reduce inheritance tax liability by utilising each allowance effectively.
Ability to gift your share of the property.
The family home may be your main legacy to your children-severance of tenancy can help protect the property from future unforeseen situations.
A life interest in your share will protect your spouse from having to sell.
EZWill.co.uk...Making Will Writing Easy
The types of ownership referred to are more commonly known as JOINT TENANCY and TENANTS IN COMMON. It is for ease of understanding that they have been referred to as JOINT OWNERSHIP and OWNERS IN COMMON.
EZWill.co.uk...Making Will Writing Easy