What happens to property in joint names?
People who are "co-owners" of property hold it either as "joint tenants" or "joint tenants in common". Husbands and wives are usually, but not always, joint tenants. This means that when one of them dies the other one automatically becomes the owner of the whole of the property. It also means that a joint tenant cannot make a gift in a Will of his or her share of the property. A joint tenancy can easily be converted into a tenancy in common and Ezwill.co.uk can draw this up for you.